The e-naira app has been downloaded 840,000 times in the ten months after it was first made available by the Nigerian central bank. Based on this information, it appears that less than one million Nigerians have adopted the digital money. The CBN's goal, as stated by Governor Godwin Emefiele, is to make the CBDC available to all citizens of Nigeria.
Cryptocurrency trading is "not suited for the general public", according to Singapore's central bank.
Cryptocurrency investors in Singapore may have to go through a risk awareness assessment before being allowed to trade. They will also not be able to use credit cards or any form of borrowing to trade cryptocurrencies. These are among the measures proposed by the Monetary Authority of Singapore (MAS) to protect retail consumers. A risk awareness assessment is also being proposed to ensure that retail customers have sufficient knowledge of the risks involved. DPT service providers will not be allowed to offer any monetary or non-monetary incentives to retail customers upon sign-up, or to any person to encourage referrals of its service.

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